Due to the limit availability of small AUD/USD denominations and coins in the countries that have the option to pay out cash and delivery to the beneficiaries, we can not guarantee the full AUD amount can be paid up to cents. This amount will be automatically converted to local currency when the money received by the beneficiary.

For example:

- If you send 120.25 AUD and select either cash pickup or home delivery in Vietnam, the beneficiary can receive 120 AUD + 4,200 VND (0.25 x 16,890)

Another example:

- If you send 151.55 USD and select either cash pickup or home delivery in Cambodia, the beneficiary can cash out 150 USD + approx. 6,200 Riels (1.55 x 4012.40)